A business owner working at a laptop in her studio
FOR BUSINESS OWNERS WITH IRD DEBT

Owe Money To Inland Revenue?

Check Your Business Finance Eligibility Now

How it works

Takes about 90 seconds

45 secto check eligibility $0cost to you No riskzero obligations
Why Kiwi Business Mate

We've assisted thousands of New Zealanders

At Kiwi Business Mate, we make it easy to check your eligibility with no fuss. We’ll connect you with lending experts who match you with tailored finance solutions built around your goals.

Fast

On average it takes less than a couple of minutes to check your eligibility

Simple

We have made it as easy as it can be to check your eligibility

Secure

Our website uses the latest SSL technologies to protect your data

No Risk

No costs to use and zero obligations. Our partners fund this free service

Flexible

Our Quiz helps you find eligible options even if you don't have perfect credit or previous financing history

Helps You

This service is designed to help you check your eligibility and connect you with a specialist who can talk you through your options

No credit check · 90 seconds

Getting a business loan just got easier!

01

Apply

Take the quick quiz from your phone, tablet, or desktop to find out if you’re eligible for a business loan from one of our approved partners. It only takes a few minutes!

02

Receive A Call

Once you’ve applied, one of our trusted brokers will reach out to discuss your business loan options. This consultation is completely free, with zero obligations to proceed.

03

Talk It Through

A specialist from our panel walks you through the options that may suit your business. Free, with no obligation.

No credit check · 90 seconds
Built for New Zealand business owners

Dealing with IRD debt?

The quiz asks about your IRD debt and your business, then matches you with a business finance specialist who can talk you through what you may be eligible for.

GST or PAYE arrears

Tax on sales or wages that has built up.

Income tax owing

A tax bill the business has fallen behind on.

Bank deduction notices

Inland Revenue has written about taking payments from your account.

Takes about 90 seconds

What you can access depends on the specialist you’re matched with and your circumstances.

Our track record
10,000+

New Zealanders helped

We've helped over 10,000 New Zealanders explore their options, using our matchmaking service to connect people like you with business loan specialists from our panel.

  • 256-bit secure
  • No credit check to start
  • 100% free & no obligation
Could you be matched?

Are you eligible for a business loan?

To apply for a business loan you must:

  • Be 18 years of age or older
  • Be a New Zealand citizen or permanent resident
  • Own a business with an NZBN
  • Have IRD debt you want help with
Takes about 90 seconds
A smiling business owner shaking hands across a table
Good to know

Your questions, answered

What can my business loan be used for?
Business loans can be used for business renovations, marketing, inventory purchases, new equipment purchases, general working capital, or any other business-related reason.
Is it hard to get a business loan?
This is determined by your financial status, the length of time you've been in business, if you have collateral, and the sort of business finance you select.
Is my business eligible to get business finance?
This will be determined by a number of variables, including your financial situation, credit history, and ability to repay. A specialist will examine your cash flow, profit and loss account, and balance sheet to determine your eligibility.
How much can I borrow?
The maximum amount you can borrow is decided by the amount of income and cashflow generated by your organisation. This may be up to $1,000,000 you could receive for your business
Can anyone apply for a business loan?

Most lenders require applicants to meet certain criteria such as business registration, revenue thresholds, and credit history.

To apply for a small business loan in New Zealand:

  • You must be at least 18 years of age
  • You must be an NZ citizen or Permanent Resident
  • You must show proof of a stable income

Ready To Get Started?

Check your eligibility in about 90 seconds

This won’t impact your credit score